Bank Check Image And Its Contribution To Making Banking A New Experience

Imaging technology has revolutionized the way business customers bank with various banks of the nation. Bank check image technology has evolved in the recent times and allows banks to capture, archive and deliver electronic images of checks and deposits in various formats, to provide unparalleled services to customers.

With the development of advanced technologies, banks have launched a product line of new services and have enhanced some already existing services. Some of them are:

Use of Advance Image technology for Internet Banking: With the help of Bank Check image technology, the customers have an easy of access to the image of their check and deposit slip's on the Internet banking site.

Use of Advance Image technology at the branch office: With the bank check image technology, the customers can now visit any of the bank's branch office to receive images of their checks and deposit slips.

Use of Advance Image technology with the statements: Now with the bank check image technology, customers can also receive the image of their checks along with the monthly account detail statement. However, this service is associated with a monthly service fee.

As the above advancements are new, there are certain queries that come in the mind of customers. Some of the queries and their answers are given below:

How can a customer view his check and deposit slip's images? There are actually two ways by which a customer can view his check and deposit slip's images while he is banking over the Internet. First way is to click on the Â"ViewÂ" option that lies next to the description of the check. Second way is to search specific checks and deposit slips over the Internet and get a view of them in the search results.

What are the options available with the statements that contain account details for the bank's customer? There are as such four options available with the statements that contain account details of the customer. These are check safekeeping, on line statements, statements with check images and statements with check returns.

With check safe keeping option, the customers receive a monthly statement that contains details of their account and the checks are kept safely by the bank. With the online statement option, the monthly statements are delivered to the customers online through Internet banking while the checks are kept safely by the bank.

With the statement with check image option, customers receive images of the checks along with account details and with the last option, statements with check returns. The statements contain details about the account plus the details of the checks cleared. The last two options are available on a monthly fee basis.

Thus, we can say that bank check image and other advancements in baking facility have completely revolutionized the way customers do banking with the various banks.